Unexpected events are a part of life and every now and then something happens that completely alters our world. Death and divorce can happen to anyone and when they do, parents can suddenly find themselves caring for children on their own. Naturally, this is quite an adjustment in a number of ways and adding financial … Read more
The cost of raising a child is estimated to be a staggering $233,610, according to the Department of Agriculture. Believe it or not, that figure only represents the cost of raising a child to age 17. It doesn’t include college tuition or related college expenses, a number that could be well into the six-figures if … Read more
I still remember before I became a Mum speaking to friend’s who were starting a family and them telling me that they had received mixed advice on when to have a baby. Some people would say “you need to save up before you start a family” whereas others would say “if you wait until you … Read more
The way that other couples handle their finances always intrigues me, you see from the moment that Hubby and I moved in together we opened a joint account and had both of our wages paid into it. All bills were paid out by direct debit and anything that was left in the account was for … Read more
You might think the time when your last child leaves the nest is far into the future, and you’re probably right. What can you do when they leave? Let’s discuss.
An injury can have a crippling impact on your finances. You have to be prepared and make sure that if you are injured, you cut the costs out of it.
Cash flow is the most important element of our personal finance. Cash is king and there is no better way to gain and maintain control over your personal finance than by mastering your cash flow. In fact, it is difficult to expand your wealth and grow your personal finances to the next level without a … Read more
The last thing any parent wants when getting into parenthood is a scenario where they are struggling with the upkeep of their child. Unfortunately enough, between covering your needs and those of the child, you are not really left with much of a choice at times. Most especially when you rely on a meagre income … Read more
The reality is that the returns banks offer savers have declined disproportionately. Is it time to switch bank accounts to make your money work harder for you?