How to manage your overdraft with balance transfer cards

Balance Transfer cards

Whether it’s because of unexpected expenses, poor money management or a monthly wage shortfall, using an overdraft on a month-by-month basis is becoming an increasingly popular borrowing option. With overdraft fees currently sitting at around 15-20% APR, or between 50p and £3 per day, borrowers will see a huge increase in their overdraft fees in … Read more

How to Financially Survive the Holiday Season?

Holiday Season

The fast-approaching holiday season brings in joy, love and a lot of expenses. Whether you’re a single parent or the sole earner of a large family, the holiday season can be especially stressful. However, with adequate planning, you can enjoy the cheer and leave the stress behind.  Right from buying presents to participating in obligatory … Read more

Using Credit Without Destroying Your Credit

Using Credit

Trying to figure out how to safely borrow money without destroying your credit or getting in too deep doesn’t have to be hard. In fact, there are options out there where you can assess the amount of money that you actually need and borrow based on that amount. If you’re looking for a simple process … Read more

Medical Bills to Expect When You’re Expecting

expecting a baby

Those little butterflies fluttering around in your stomach as you prepare to expand your family are certainly memorable — and likely do nothing to help with your morning sickness. The anxiousness mixed with excitement is also unique for soon-to-be mothers, and admittedly, it can sometimes feel overwhelming, especially if it’s your first pregnancy. There is … Read more

A Rough Guide to Financial Products for 40-Somethings

Finances

Your forties are often a time to evaluate your life and priorities. You’ve built up some life knowledge by now, have reached a point in your career and may well have a family. You probably have responsibilities and plenty of regular bills. It’s time to ensure you have a grip on your finances and affairs … Read more