Low unemployment, consumer-friendly interest rates, and strong economic growth apparently aren’t enough to save Americans from themselves. Per the U.S. Census Bureau, the median household income in 2017 was $59,039, yet according to the Federal Reserve, American households with debt carried an average of $137,063. While a considerable chunk of that debt is due to … Read more
The first step is always the hardest. It’s one of the most well-worn idioms in the English language and is particularly appropriate when it comes to debt discipline. At its heart, a money problem is no different to any other difficulty in life when it comes to ways to overcome it. Yet while we are … Read more
Negative equity has been a problem for homeowners for many years but since the crash in 2008, it has become more of an issue. Families have split up because of it and many people have become ill due to the stress it causes. But what actually is it? And are there any ways out of … Read more
Improving family finances sounds like a painful exercise. You either have to work harder to earn a bit more, or you have to cut out something you love so you can save a bit more. Neither are attractive prospects. There is actually a third option, and that’s to figure out where you’re wasting money (or … Read more
Image Source Are you spending too much money each month? A few investments and lifestyle changes could help you to cut your monthly expenses by as much as half. Here are just a few ways to spend less each month. Cancel subscriptions you barely use Many of us are signed up to subscriptions we barely … Read more
Many people are planning on starting their own small businesses. Many mothers are looking for small business options so that they can support their partners. There are many small business options available that can help to earn a decent amount of profit. Starting a small business is very easy in the present age because you … Read more
Sometimes, saving money as a family isn’t just about earning more cash or writing up a budget that everyone can get involved with. One of the best things that any family can do to set themselves up for success each month, is figure out where they should stop wasting cash on things they don’t really … Read more
Many parents know that starting a family requires a lot of sacrifices. We sacrifice our time, hobbies, careers and finances in order to give our family the best start in life possible. However, this kind of sacrifices can seem overwhelming if it’s your first child. Leading up to and during the first year with your … Read more
Are you looking for your next set of wheels? Read on to find out about this simple way to finance your next car. Many people still love to buy cars. In fact, a recent report released by the Australian Bureau of Statistic reveals that roughly 102,775 new motor vehicles were sold in June of 2017, … Read more