How To Save Money On Those Big Purchases
When it comes to life’s big purchases, chances are, you’ll want to spend as little money as possible. Despite needing things like a new car, a new TV or even a new home, they are huge financial investments and you may feel uncomfortable handing over that much cash for something you aren’t one hundred per cent sure that you will end up loving. Luckily there are a few ways that you can save money on life’s biggest purchases.
Learn To Negotiate
First of all, learn to negotiate. Accepting the first price that’s offered to you is the best way to spend far more than you really need to. First of all, make sure that you know other prices that the object you want may go for at other places. Some stores may price match, but others may not, particularly if the other store is online only. This means that if you’re going to a traditional shop, they may have more overhead costs like rent and sales staff, so you need to be aware that the cost of your item will also cover them and you’re paying for customer service as well as the item itself. Secondly, remember to stay reasonable. There isn’t any point in asking to pay a sum vastly below the offering price, and this may also be seen as rude. Thirdly, get the person with whom you’re talking to name a price first so that you can negotiate from there.
Go Used Or Refurbished Instead Of New
With items like cars, it’s a great idea for used instead of brand new – and the same goes for many electrical items like laptops and mobile phones. Refurbished items are every bit as good as brand new ones. Regarding cars, it’s a good idea to talk to a dealership like https://www.universal-car-credit.com which will be able to help you find the correct vehicle within your price range. Dealerships are generally a better idea than buying cars from private owners – although it may be cheaper, dealerships vet their cars extremely carefully before you purchase them, so you are also paying for added safety and often a warranty that will cover the vehicle for a certain amount of time. Make sure you negotiate for extra items to be thrown in like breakdown cover, floor mats and so on.
Finally, make sure that you have done your research so that you can compare prices and decide where exactly you should go. Different places will have different deals on at different times – for instance, the prices of a lot of home appliances tend to fall in the latter half of the year. Make sure that you save all the coupons that you can, and never pay face value for something expensive. You can usually get money off or at least something free, even if that is just shipping. Remember that every little count.
Saving money on big-ticket items is a whole lot easier than you might have thought it was!