When you are a mum it often means that the day to day running of your home and family welfare is solely on your shoulders, and while there is nothing wrong with that, it can be quite overwhelming, you need to take care of your mental health. Many of us are happy to leave our bills and let them be paid each month without question while budgeting for the month ahead with what is left. But there are many ways that the disposable income can be increased and often you are doing these things already during your daily routine.
There are some mum life hacks to do with finances and boosting income that could really benefit your family overall. Interested? Read on to find out more.
Shop in the sales
Shopping in the sales can be something very frugal, but it could also work in your favour for many different things in your life. Allowing you to make those all-important savings. For example, children grow out of clothes at a rapid rate, so why not use the end of season sales to stock up on the next size or for the next season ahead? This way you have saved a fortune and are already organised ahead of time.
Sales shopping can be utilised for some of the big-ticket items in your home when they need replacing or upgrading. You could even combine this method of shopping with cashback sites to boost your income once more.
We all declutter
Are you a hoarder? Or do you like your home in an orderly and tidy way? Either way, you could earn yourself a hefty amount of money by simply decluttering your home of unwanted items that you no longer have a use for. Children’s clothes that you can’t use as a “hand me down” could be sold on websites like eBay, while other things like old mobile phones can be recycled for a lovely fee. While tidying, you may as well be putting some of the things you no longer want to good use.
We take care of the general finances
Many of us mums will be keeping a close eye on the finances, that might mean paying off debts each month or ensuring that all the bills are paid. It could be looking at ways to make savings on the big purchases, such as ensuring you look for the Most practical 4x4s as well as keeping the costs down. But could you be managing this side of your finances better? Do you know what to do in the event of a financial emergency?
Furthermore, once you have taken control of your financial health, you can start to better yourself with finances. Consolidating your debts into one monthly sum, or paying off larger amounts that are costing the most. Therefore increasing what you have left to spend each month.
We buy and prepare the groceries
Would you believe that the grocery bill is one of the largest we voluntarily payout for each month? So why not try and reduce it by making simple changes such as meal planning or changing where you shop. Even building the weekly meal around the reduced items in the store and offers can be a great way to reduce what you spend.
Let’s hope these mum life hacks help you to boost your finances.
