HSBC UK - Types of Mortgage

What types of mortgages are there?

Ready to buy a home but not even certain what type of mortgages or options there are? Honestly, you have more options than you think! Here are some mortgage options that can help land you in the home of your dreams.

What types of mortgages are there?

Taking the time to get educated can afford you a home that you’ll love and adore.

  • Fixed-rate mortgage
  • Standard Variable Rate
  • Interest-Only Mortgage
  • Tracker Mortgages
  • Buy to Let Mortgages

When trying to decide what mortgage is best, do your research and figure out what you can afford. Then, once you’re educated you should be better suited to choose the mortgage and assess mortgage rates that will compliment you and your financial ability.

The infographic below gives you a better understanding of each type of mortgage to see which is the right one for you.

HSBC UK - Types of Mortgages


  • clairelomax2018

    July 23 at 7:07 pm

    I really think children should be taught about mortgages and money matters at school, it’s hugely important and I had no idea until I read up on it what was going on!

    1. Sabina Green

      August 1 at 10:09 pm

      I completely agree I felt very confused when I bought my first house. It felt like a minefield.

  • Claire – The ladybirds adventures

    July 24 at 7:28 pm

    Great post. The world of mortgages is so confusing.

    1. Sabina Green

      August 1 at 10:23 pm

      I couldn’t agree more, it really confused me in the beginning.

  • dear bear and beany

    July 24 at 9:16 pm

    Mortgages can be hard to get your head around. Great information

    1. Sabina Green

      August 1 at 10:24 pm

      I found them very confusing and needed lots of explanation initially, I think they should be more help.

  • jennifuchs

    July 24 at 9:58 pm

    We spent a lot of time reading up on this last year! Finally managed to secure a mortgage and get on the property ladder.

    1. Sabina Green

      August 1 at 10:24 pm

      That’s great news, I’m really pleased for you.

  • Talya

    July 26 at 4:03 pm

    This is such a useful guide – I always think mortgages are so puzzling!

    1. Sabina Green

      August 1 at 10:27 pm

      I am really pleased you have found this useful.

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